Awwwoooohhh!!!
I have just received my first credit card last Saturday and had it activated yesterday as i returned from San Fernando, La Union.
Is it an advantage or not having a credit card? Well its like The One Ring, in which you will be tempted at all times and one of your defense is self discipline, an attitude being taught to us since childhood.
Well I still have time to manage my finances well, with the aspect of having my self discipline. (there you have it Sherlock!)
As a Start, I will leave my credit card at home, safe and sound from all other temptations! well for a start, and the next step would be to have it on my purse while going shopping. hahaha.
May the credit card spare me from all credit troubles, till Debt do us part!
(bow)
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